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Qatar Central Bank regulatory reporting

QCB Regulatory Reporting and XBRL Automation for Qatar Banks.

Meet the immediate QCB XBRL programme requirements through accelerated last-mile automation, or automate the complete source-to-submission process—on the same SmartReg platform.

One platform. Two Journeys. Not just an XBRL utility
✓ Built by Regulatory Reporting SMEs✓ 80+ years’ collective experience✓ Deployed across global and regional banks

Immediate QCB priority

The transition is already under way.

QCB has begun UAT for the initial daily reporting wave. Financial Institutions need a controlled route from their current reporting process to taxonomy-valid XBRL and API-based submissions—without creating a temporary solution that must later be replaced.

4

Daily reports in current UAT

The first production milestone is focused and time-bound, requiring immediate mapping, validation and submission readiness.

Aug ’26

Target go-live

The stated target for the current daily-report wave is the end of August 2026.

11

Revised formats released so far

The current known scope spans daily, weekly and monthly reporting, with further taxonomy releases expected.

Programme status: Based on the latest QCB XBRL programme communications and taxonomy materials made available to participating banks as of July 2026. Banks should confirm institution-specific UAT and production requirements directly with QCB.

One platform, two journeys

Start where the bank is ready. Progress without re-platforming.

Financial institutions can choose accelerated automation for the immediate QCB milestone, full automation for the target state, or use both paths across different reports. The same taxonomy, validation, workflow and audit foundation supports each journey.

Path 2 · Target state

Full / End-to-End Automation

Automate the complete regulatory reporting lifecycle from source systems and governed data platforms to QCB submission.

Sources / data martRules & DQReports & controlsXBRL & API
  • Automated ingestion from source systems, data warehouse, data lake or regulatory data mart
  • Transformations, classifications, calculations and regulatory business rules
  • Integrated data-quality profiling, issue ownership and controlled remediation
  • Cross-report validations, reconciliations, adjustments and lineage
  • Multilevel approval, submission orchestration and complete archival
  • Reusable foundation for subsequent QCB taxonomies and reporting frequencies
Accelerated today. Fully automated tomorrow—without changing platforms.Mappings, taxonomies, validations, workflows and submission controls created for the accelerated path are retained and extended when upstream data integrations are added.

More than an XBRL converter

SmartReg governs the reporting process before and after file generation.

XBRL is the submission format—not the complete solution. The bank still needs to know that the data is complete, the figures reconcile, validations have passed, exceptions are approved and the exact submission can be reproduced later.

Standalone utility

XBRL Converter

  • Receives final data or a completed template
  • Maps and generates an XBRL file
  • Limited upstream controls and lineage
  • Often replaced when full automation begins
SmartReg path 1

Accelerated Automation

  • XBRL generation plus validations and reconciliation
  • Workflow, audit trail and API controls
  • Designed for immediate QCB readiness
  • Same platform foundation retained for expansion
SmartReg path 2

Full Automation

  • Source-to-submission data integration
  • Calculations, DQ, controls and lineage
  • Enterprise operating model for recurring returns
  • Supports future QCB taxonomy releases
QCBTaxonomy managerRulesValidation engineControlReconciliationGovernanceWorkflow & approvalsEvidenceLineage & archiveSubmissionXBRL & API

Current known QCB XBRL scope

Revised report formats released so far.

SmartReg has incorporated the currently released QCB taxonomies and report structures shown below. The initial UAT wave covers four daily returns; weekly and monthly taxonomy releases are expected to follow in phases.

Report descriptionFrequencyProgramme position
BREAKDOWN OF EXPOSURES BY GEOGRAPHYDailyCurrent UAT wave*
BREAKDOWN OF FUNDING BY GEOGRAPHYDailyCurrent UAT wave*
MATURITY LADDER OF ASSETS & LIABILITIESDailyCurrent UAT wave*
FOREIGN CURRENCY NET OPEN POSITIONSDailyCurrent UAT wave*
FX SWAP REPORTINGDailyRevised format released
BORROWING, LENDING AND FUNDING POSITION SUMMARYWeekly, MonthlyRevised format released
CREDIT CARD FX SELLERSMonthlyRevised format released
CRMMonthlyRevised format released
EXCHANGE HOUSE BANK ACCOUNT – SUMMARYMonthlyRevised format released
EXCHANGE TRANSACTION REPORTMonthlyRevised format released
FOREIGN EXCHANGE TRANSACTION SUMMARYMonthlyRevised format released

Financial Institutions should confirm the latest requirements basis QCB circulars.

SmartReg for QCB

Key features for reporting automation, controls and last-mile integration.

These capabilities help a Financial Institution manage its reporting automation, control framework and last-mile integration journey on one governed platform.

MAP

Taxonomy mapping

Map current report data and bank attributes to QCB taxonomy concepts, dimensions and filing structures with controlled versioning.

VAL

Regulatory validations

Execute QCB-defined, intra-report and cross-report rules before submission, with clear diagnostics and exception ownership.

REC

Reconciliations

Reconcile submitted values to the trial balance, general ledger, source systems and prior-period reports using configurable tolerances.

DQ

Data quality controls

Profile input data, identify completeness and consistency issues, assign remediation and track recurring problems across reporting periods.

ADJ

Controlled adjustments

Record manual corrections with original value, revised value, reason, evidence, approval and period-specific treatment.

WF

Maker-checker workflow

Govern uploads, validation exceptions, adjustments, reports and submissions through configurable multilevel approvals.

X

XBRL generation

Generate taxonomy-valid XBRL instances from approved data and retain the taxonomy and output version used for each period.

API

API submission orchestration

Support authentication, payload transfer, acknowledgements, rejection diagnostics, controlled retries and resubmission evidence.

ARC

Historical reconstruction

Retrieve the complete reporting package—data, rules, controls, approvals, XBRL and acknowledgements—for audits or QCB queries.

XBRL through APIs

Plan the submission operating model—not only the output file.

QCB’s target model expects taxonomy-based XBRL submission through APIs. Banks therefore need to prepare connectivity, authentication, pre-submission checks, response handling and operational ownership alongside report mapping.

SmartReg can generate the XBRL output and provide the workflow required to transmit, monitor, correct and resubmit the regulatory package in a controlled manner.

Review API and submission readiness

Illustrative controlled submission flow

01

Approved regulatory dataValidations, reconciliations and workflow complete

Ready
02

XBRL instance generatedMapped to the applicable QCB taxonomy version

Validated
03

Secure API submissionAuthentication, payload control and timestamp recorded

Submitted
04

QCB response capturedAcknowledgement or rejection linked to the report period

Tracked
05

Evidence archivedSubmission package available for audit and supervisory review

Archived

Implementation approach

Use the current daily wave as the starting point.

Prioritise the four daily reports for UAT and production readiness, then reuse the same platform components as QCB releases additional weekly and monthly taxonomies.

STEP 01

Confirm report scope

Validate the current UAT wave, taxonomy versions, data requirements and ownership.

STEP 02

Select the entry path

Use accelerated automation, full integration or a report-by-report combination.

STEP 03

Map and control

Configure mappings, validations, reconciliations, workflow and adjustments.

STEP 04

Test XBRL and APIs

Generate instances, resolve errors, test connectivity and retain UAT evidence.

STEP 05

Expand progressively

Onboard subsequent taxonomies and replace manual inputs with source integrations.

Why SmartReg

Ready for the immediate taxonomy wave. Built for the complete journey.

Smarbl has already incorporated the currently released QCB taxonomies into SmartReg, enabling banks to accelerate mapping and UAT preparation while retaining the option to automate upstream data progressively.

Taxonomy-readyCurrent released QCB report structures incorporated into the SmartReg framework.
Two-path modelAccelerated and end-to-end automation can coexist across reports on one platform.
Control-ledValidations, reconciliations, adjustments, approvals, audit trail and archival.
Deployment choiceSupport for bank-controlled on-premise, private cloud and hybrid architectures.

Proof and experience

Regional implementation expertise backed by independently recognised regulatory reporting capabilities.

80+ years of collective regulatory reporting experience across product, data, banking and implementation disciplines.

UAE-based expertise

Headquartered in the UAE, with regional regulatory reporting and implementation capability.

Banking experience

Regulatory reporting experience supporting global and regional financial institutions across multiple regulatory jurisdictions.

Independent recognition

Recognised by independent industry analysts for regulatory reporting capability.

Deployment flexibility

Available for on-premise, private cloud and hybrid deployment models.

See how SmartReg automated reporting for a global bank →

QCB reporting FAQs

Questions banks will ask before choosing an approach.

No. SmartReg can generate XBRL, but it also provides the controls surrounding the submission: taxonomy mapping, regulatory validations, variance analysis, reconciliations, adjustments, maker-checker approvals, audit trails, API submission orchestration and complete period archival. Banks can use these capabilities with existing report outputs through the accelerated path, or automate upstream sourcing and calculations through the full path.

Accelerated Automation allows a bank to use controlled report data, CSV, Excel or other structured outputs from its current process. SmartReg maps that data to the QCB taxonomy, performs validations and reconciliations, routes the report through approvals and generates the XBRL and API submission package. It is designed to meet immediate timelines without committing the bank to a temporary converter-only solution.

Yes. Both models operate on the same SmartReg platform. The taxonomy mappings, validation rules, report configurations, workflows, controls and submission integrations established during accelerated automation remain in place. The bank can then replace file-based inputs progressively with data-mart or source-system integrations, avoiding a second implementation or platform migration.

Yes. A bank may fully integrate high-volume or strategically important reports while using accelerated automation for reports that still depend on manual or semi-automated inputs. SmartReg applies common governance, validations, approvals and submission controls across both paths, providing a consistent reporting operating model while the bank’s data landscape evolves.

SmartReg can support the generation of taxonomy-valid XBRL and the associated API submission workflow, including secure transmission, acknowledgements, rejection handling, controlled retries and evidence retention. The final connectivity and authentication configuration will be aligned to QCB’s technical specifications and the bank’s cybersecurity and infrastructure standards.

SmartReg executes configured regulatory, intra-report and cross-report validations before submission. Failures are displayed with report, data-point and rule-level diagnostics, allowing users to identify the affected value and underlying input. Critical failures can block approval or submission, while authorised exceptions can be documented and approved through workflow.

Yes. SmartReg can consume curated regulatory data from an existing data mart, warehouse or lake and operate as the calculation, control, workflow, XBRL and submission layer. It can also integrate directly with source systems or accept controlled file and manual inputs, allowing the architecture to reflect the bank’s current data maturity.

Yes. SmartReg can be deployed within the bank’s controlled infrastructure, subject to architecture, security and sizing requirements. Private-cloud and hybrid models can also be supported. The implementation design can cover environments, high availability, disaster recovery, identity integration, monitoring, deployment pipelines and production-support arrangements.

SmartReg has incorporated the currently released revised formats and taxonomy structures available for the QCB XBRL programme, including the initial daily-report UAT wave and the additional weekly and monthly formats released so far. Coverage is updated as QCB issues new taxonomies, validation rules or technical instructions. Bank-specific data mapping, calculation logic and submission requirements are confirmed during implementation.

Yes. SmartReg can perform configurable reconciliations between QCB report values and the bank’s trial balance, general ledger, source systems and related regulatory returns. Differences can be assessed against defined tolerances, assigned to responsible users and resolved through workflow. The reconciliation results and supporting commentary are retained with the reporting-period audit trail.

Yes. SmartReg can archive the complete reporting-period package, including input data, mappings, rules, validations, adjustments, approvals, taxonomy version, generated XBRL and submission acknowledgements. Users can retrieve the reporting package based on the data and configuration applicable at that time rather than recreating the submission manually.

Reviewed by: Co-founder & Director, SmarblRegulatory reporting, data and banking transformation experience across India and the GCC.
Last reviewedJuly 2026

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